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Tip: Select your band and pay point, or enter a custom salary if you know your exact annual pay. The calculator automatically applies the correct NHS pension tier for your salary.
NHS Pay Bands 2026/27 (Estimated)
| Band | Minimum | Maximum |
|---|---|---|
| Band 2 | £23,737 | £25,265 |
| Band 3 | £25,147 | £27,367 |
| Band 4 | £28,136 | £31,367 |
| Band 5 | £32,715 | £39,026 |
| Band 6 | £40,588 | £48,053 |
| Band 7 | £47,959 | £55,285 |
| Band 8a | £55,835 | £65,392 |
| Band 8b | £65,392 | £77,005 |
| Band 8c | £77,005 | £90,000 |
| Band 8d | £90,000 | £105,000 |
| Band 9 | £105,000 | £125,000 |
Figures are estimates for 2026/27 based on the multi-year NHS pay deal and projected uplifts. Actual spine points may vary slightly.
Frequently Asked Questions
How is NHS pension calculated?
NHS pension contributions are tiered based on your full-time equivalent pensionable pay. Rates range from 5.1% for the lowest earners up to 14.5% for salaries above £113,724. The calculator automatically selects the correct tier.
What is London weighting for NHS staff?
NHS staff in London receive a High Cost Area Supplement. Inner London attracts the highest payment (up to £6,000), followed by Outer London (up to £3,661) and Fringe areas (£1,192). This is added to your basic salary before tax.
Does Scotland pay NHS staff differently?
Yes, NHS Scotland operates under a separate pay bargaining arrangement. Salaries are typically slightly higher than England for equivalent bands, and income tax rates in Scotland differ with more bands. This calculator applies a simplified Scotland adjustment.
When do NHS pay rates change?
NHS pay scales are usually updated every April at the start of the new financial year. The 2026/27 rates will be confirmed by NHS Employers and the government in early 2026.